• Why choose us
• Free evaluation
• Free credit report
• Common Questions
• Bankruptcy mistakes
• Testimonials
• Disclaimer

In Texas, your home is generally fully exempt from bankruptcy creditors except for amounts over $125,000:

1. acquired within the prior 1,215 days;
2. acquired as a result of fraud;
3. or acquired as a result of a recent move to Texas from another state.

If your equity is exempt, you may keep your home as you continue to make the monthly payments required under your mortgage. However, if you are behind on such payments when you file, you may need to file Chapter 13 in order to repay such amounts past due over 3-5 years and not face foreclosure.

Don't let your home get foreclosed, file bankruptcy and protect your investment.

Copyright 2008 Watson & Maynez, P.C. All rights reserved.
1123 Rio Grande, El Paso, Texas 79902